Income Annuity Strategy
Turn Your Savings Into Guaranteed Income for Life
A paycheck in retirement that never depends on the stock market — and keeps coming for as long as you live.
$300,000
One-time premium
$2,678/month
or $32,144 every year
Guaranteed income for life
Hypothetical example based on a 62 year old, single life, 3 year deferral to age 65. Rates depend on age and deferral period. Not available in New York.
The biggest retirement fear isn't dying too soon. It's living too long.
Most retirement plans rely on the stock market to keep paying the bills. But one bad year right when you start withdrawing can permanently shrink your savings — and no one knows how many years those savings need to last.
Two ways to create retirement income
Market-based withdrawals
- Income rises and falls with the market
- A downturn can drain savings early
- You could outlive your money
- Constant worry about the headlines
Income annuity
- A guaranteed check, every month
- Zero exposure to market losses
- Income that lasts as long as you live
- Peace of mind for you and your spouse
Only an income annuity can guarantee income you can never outlive.
Lifetime income you can't outlive
Payments continue for life, no matter how long you live.
Protected from market losses
Your income is never reduced by a stock market drop.
Tax-deferred growth
Your money grows tax-deferred during the deferral period.
Joint spouse options
Cover both of you, so income continues for the surviving spouse.
How it works
Tell us about you
Answer a few quick questions so we can estimate your income.
Book a free review
Pick a time that works for you with a licensed specialist.
Get your income plan
See exactly how much guaranteed income your savings can create.